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This has recommendation to the RBI circular of August 02, 2019 on 'Levy of foreclosure charges/pre-payment charge on drifting rate term loans', mandating that NIL foreclosure or pre-payment charges will be imposed on floating rate term loans approved to Individual borrowers with/without co-borrower( s) for the purposes aside from for company.
Accordingly, this is to notify you that, notwithstanding anything contained in the Transaction Documents, for Individual debtors who has availed loan for service purpose and for Non-Individual debtors, foreclosure charges will be appropriate as per the rates prescribed by the Bank from time to time. The present appropriate rates of prepayment charges are offered below for your prepared recommendation.
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Part Pre-payment/ Foreclosure Charges (For Individual Borrowers with purpose besides company)
NIL
Part Pre-payment/ Foreclosure charges (For Individual debtors with business purpose/ all Non Individual debtors/ fixed rate loans)
- 5% on part pre-payment amount/principal impressive if paid within 12 months
- 3% on part pre-payment amount/principal impressive if paid after 12 months
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Please note that the branch & cash timings of our branches in Sangli and Kolhapur Clusters are being revised efficient July 03, 2025.
RBL Bank is signed up with DICGC
Linking PAN with Aadhaar
Last date to connect PAN with Aadhaar was June 30, 2023. Link your PAN with Aadhaar & Avoid your PAN from ending up being inoperative!
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RBL Bank is now survive on the GST portal for GST payment.
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Properties for Sale under SARFAESI Act, 2002
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